Return of Title IV (R2T4)
A Return of Title IV (R2T4) calculation will occur when your period of enrollment changes from receiving an FN grade, withdrawing, or dropping your last class in a semester before completing more than 60 percent of your period of enrollment. An R2T4 calculation can also occur if you are disenrolled from your last class in a semester or if that class is cancelled. When you withdraw from UMGC before over 60 percent of your scheduled enrollment in any semester, UMGC must return a portion of the Title IV financial aid grant and loan funds you received to the respective federal financial aid program suppliers. The result is an immediate balance owed to UMGC.
UMGC will complete the R2T4 calculation and notify you within 45 days of the date that UMGC determined you withdrew, dropped, or stopped participating in a course. If you certify your intent to return at a later date during the same semester when you withdraw or drop, you will not require a calculation unless you do not return as indicated.
Period of Enrollment
Each student at UMGC has a specific enrollment period unique to their class registration. Because UMGC's classes are designed as modules within a term as opposed to standard semester-long classes, your period of enrollment is dependent upon your personal registration history.
Examples of Periods of Enrollment
Student A registers for three classes during the fall semester. Two of these classes occur during Online Session 1 (August 19 – October 13); the third class occurs during Online Session 3 (October 21 – December 15). This student's period of enrollment spans from August 19 through December 15 or the start of his Online Session 1 classes until the end of his Online Session 4 class as displayed below by this chart.
Note: Breaks of five or more days between sessions are excluded from the period of enrollment when the 60 percent date is determined.

Student B registers for two classes during the fall semester. One class occurs during Online Session 2 (September 23 – November 17) while the other class occurs during Online Session 3 (October 21 – December 15). This student's period of enrollment spans from September 23 through December 15, or the start of her Online Session 2 class until the end of her Online Session 3 class.

Determining Your Enrollment Period
As mentioned above, students at UMGC have individualized enrollment periods due to the numerous session enrollment options available. If you need help predicting your enrollment period, please follow these instructions.
-
Go to your Class Schedule in MyUMGC.
-
Your Class Schedule displays your session dates.
60% Completion Dates
The Office of Financial Aid provides a chart of 60 percent enrollment participation dates for various class start times throughout the semester. These tables should be used as a guide to help you identify 60 percent completion dates for common enrollment scenarios. Contact the Office of Financial Aid if you need help identifying a 60 percent completion date for an unlisted enrollment scenario or if you need further information to determine whether dropping or withdrawing from courses will have R2T4 implications.
Please click on the applicable semester to review the 60 percent enrollment patterns:
-
Winter 2021
Session Scenario |
Start Date |
End Date |
60% Completion Date |
Online & Hybrid Session for Programs Requiring DCL/CBR 600 |
1/13/21
|
3/30/21
|
2/28/21
|
Special Session 1 |
1/13/21
|
2/16/21
|
2/3/21
|
Special Session 2 |
2/24/21
|
3/30/21
|
3/17/21
|
Special Session 1 & 2 (7 day break) |
1/13/21
|
3/30/21
|
2/28/21
|
Doctoral Program |
1/13/21
|
3/30/21
|
2/28/21
|
New Grad Model Session (ELM) |
1/13/21
|
3/30/21
|
2/28/21
|
MBA Online & Hybrid |
1/13/21
|
3/30/21
|
2/28/21
|
-
Spring 2021
-
Undergraduate
Session Scenario |
Start Date |
End Date |
60% Completion Date |
UCSP Session 1 |
1/13/21
|
2/16/21
|
2/3/21
|
UCSP Session 2 |
2/17/21
|
3/23/21
|
3/10/21
|
UCSP Session 3 |
3/17/21
|
4/20/21
|
4/7/21
|
UG Online & On-site Session 1 (8 week) |
1/13/21
|
3/9/21
|
2/15/21
|
UG Online Sessions 1 & 2 |
1/13/21
|
4/13/21
|
3/8/21
|
UG Online Sessions 1 & 2 & 3 |
1/13/21
|
5/11/21
|
3/25/21
|
UG Online Sessions 1 & 3 (7 day break ) |
1/13/21
|
5/11/21
|
3/21/21
|
UG Online Sessions 1 & 4 Week Session 3 (7 day break ) |
1/13/21
|
4/13/21
|
3/4/21
|
UG Online Sessions 1 & 2 & 4 Week Session 3 |
1/13/21
|
4/13/21
|
3/8/21
|
UG Online Session 2 (8 week) |
2/17/21
|
4/13/21
|
3/22/21
|
UG Online Session 2 & 3 |
2/17/21
|
5/11/21
|
4/8/21
|
UG Online Sessions 2 & 4 Week Session 3 |
2/17/21
|
4/13/21
|
3/22/21
|
US Standard Session |
1/13/21
|
4/6/21
|
3/4/21
|
UG Online Session 3 (8 week) |
3/17/21
|
5/11/21
|
4/19/21
|
4 Week Session 1 |
1/13/21
|
2/9/21
|
1/29/21
|
4 Week Session 1 & 4 WS 2 |
1/13/21
|
3/17/21
|
2/20/21
|
4 Week Session 1 & 4 WS 2 & 4 WS 3 |
1/13/21
|
4/13/21
|
3/8/21
|
4 Week Session 1 & 4 WS 3 (35 day break ) |
1/13/21
|
4/13/21
|
2/15/21
|
4 Week Session 1 & OL 3 (35 day break) |
1/13/21
|
5/11/21
|
3/4/21
|
4 Week Session 2 |
2/17/21
|
3/16/21
|
3/5/21
|
4 Week Session 2 & 4 WS 3 |
2/17/21
|
4/13/21
|
3/22/21
|
4 Week Session 2 & OL 3 |
2/17/21
|
5/11/21
|
4/8/21
|
4 Week Session 3 |
3/17/21
|
4/13/21
|
4/2/21
|
Asia Session On-site Session 1 |
1/20/21
|
3/9/21
|
2/18/21
|
Asia On-site Intersession |
12/16/20
|
1/12/21
|
1/1/21
|
Asia On-site & Online Session 1 (8 weeks) |
1/13/21
|
3/9/21
|
2/15/21
|
Asia On-site Session 2 |
3/17/21
|
5/11/21
|
4/19/21
|
Asia Online Session 2 |
2/17/21
|
4/13/21
|
3/22/21
|
Asia Online Session 3 |
3/17/21
|
5/11/21
|
4/19/21
|
Europe On-site Intersession (4 weeks) |
12/16/20
|
1/12/21
|
1/1/21
|
Europe On-site & Online Session 1 |
1/13/21
|
3/9/21
|
2/15/21
|
Europe On-site Session 2 or/ Online Session 3 |
3/17/21
|
5/11/21
|
4/19/21
|
Europe Online Session 2 (8 weeks) |
2/17/21
|
4/13/21
|
3/22/21
|
-
Graduate
Session |
Start Date |
End Date |
60% Completion Date |
Graduate Online Session 1
|
1/13/21
|
4/6/21
|
3/4/21
|
Graduate Online Session 1 & 2 |
1/13/21
|
5/11/21
|
3/25/21
|
Cross Career Enrollment 1 |
1/13/21
|
4/6/21
|
3/4/21
|
Graduate Online Session 2 |
2/17/21
|
5/11/21
|
4/8/21
|
Graduate UCSP Session 1 |
1/13/21
|
2/16/21
|
2/3/21
|
Graduate UCSP Session 1 & 2 |
1/13/21
|
3/23/21
|
2/24/21
|
Graduate UCSP Session 1 & 2 & 3 |
1/13/21
|
4/20/21
|
3/12/21
|
Graduate UCSP Session 2 |
2/17/21
|
3/23/21
|
3/10/21
|
Graduate UCSP Session 2 & 3 |
2/17/21
|
4/20/21
|
3/26/21
|
Graduate UCSP Session 3 |
3/17/21
|
4/20/21
|
4/7/21
|
DBA |
4/14/21
|
6/29/21
|
5/30/21
|
DMCC |
1/13/21
|
4/13/21
|
3/8/21
|
New Grad Model Session (ELM) |
4/14/21
|
6/29/21
|
5/30/21
|
MBA |
4/14/21
|
6/29/21
|
5/30/21
|
Dual MBA |
1/13/21
|
4/6/21
|
3/4/21
|
Online / Hybrid MBA |
4/14/21
|
6/29/21
|
5/30/21
|
Europe Graduate Online & Onsite Session 1 (11 week) |
4/14/21
|
6/29/21
|
5/30/21
|
Europe Graduate MSIT/MSM Onsite/Online (12 week courses) |
1/13/21
|
4/6/21
|
3/4/21
|
Europe Graduate MSIT/MSM Onsite Session 2 |
3/17/21
|
5/11/21
|
4/19/21
|
Special Session 1 (ASC 601, 603,605, 609) |
4/14/21
|
5/18/21
|
5/5/21
|
Special Session 2 (ASC 601, 603, 605, 611) |
5/26/20
|
6/29/21
|
1/21/21
|
Special Session 1 & 2 7 DAY BREAK |
4/14/21
|
6/29/21
|
5/30/21
|
Europe Graduate MSIT/MSM Onsite Session 1 |
1/13/21
|
3/9/21
|
2/15/21
|
Europe Graduate MSW/BASW Session 1 |
1/25/21
|
3/12/21
|
2/22/21
|
Europe Graduate MSW/BASW Session 1 & 2 (10 day break) |
1/25/21
|
5/7/21
|
3/22/21
|
Europe Graduate MSW/BASW Session 2 |
3/22/21
|
5/7/21
|
4/19/21
|